Protecting Against Money Laundering & Terrorist Financing—US

Protecting the integrity of the financial system is essential to preventing crime, maintaining public trust, and meeting regulatory obligations. Money laundering and terrorist financing pose significant risks, and financial institutions play a crucial role in identifying and preventing these activities. This course provides a foundational understanding of anti-money laundering (AML) and anti-terrorist financing (ATF) principles as they apply under U.S. law. You will learn how criminals attempt to disguise the origins of illicit funds and how terrorist organizations may exploit financial systems. The course introduces the purpose and structure of an effective AML program, including key requirements under the Bank Secrecy Act. You will examine common red flags and suspicious activities, understand risk-based approaches to customer due diligence and enhanced due diligence, and learn how ongoing monitoring supports compliance. Additionally, the course emphasizes the importance of accurate documentation, timely reporting, and clear roles and responsibilities within AML governance. Through practical scenarios, interactive activities, and assessments, you will gain the knowledge and confidence to identify, escalate, and respond appropriately to potential AML and terrorist financing risks in your daily work, helping to protect both your organization and the broader financial system.