Analyze & Evaluate Bank Branch Lending Operations

Learners will analyze bank branch lending operations, evaluate borrower creditworthiness using the 7 C’s of Credit, interpret key financial ratios such as LTV and DSCR, and assess lending risks including credit, market, liquidity, and operational risk. They will also examine syndicated loan structures, compare major credit facilities, and apply customer due diligence and collateral evaluation frameworks used in modern banking. This course provides a structured, end-to-end understanding of the lending lifecycle—from loan origination and underwriting to documentation, servicing, and risk governance. Through practical examples such as LIBOR-based interest calculations, revolving facilities, PIK structures, and loan-to-value analysis, learners gain applied knowledge relevant to real-world bank branch management. What makes this course unique is its integrated approach: it combines lending operations, structured finance, compliance, and risk management into one cohesive learning journey. By completion, learners will be equipped with industry-relevant skills essential for careers in retail banking, corporate lending, credit analysis, and bank branch management.